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Visual Description: A story of rags to riches.
OJYLL = JOLLY, PARVO = VAPOR, BYRBAC = CRABBY, FLUTIE = FUTILE — Giving us: OVPRYTE
Clue/Question: The very top can be achieved from this.
Answer: POVERTY
(Thanks for your patience, everybody. Crazy, crazy day. Now it’s time for bed! Merry Christmas!) — YUR
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Unclerave's Wordy Weblog 
Oh I get it now! The same letters are used to spell “very top ” as are used to spell ” poverty ”
Very clever boys!
That aspect eluded me completely, JT. Thanks for pointing that out to your dear old uncle!
Peace,
YUR
The first time I looked at it, I saw “very top”, but I knew that didn’t fit. Happy Holidays!